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Enterprise Competitiveness Improvement
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Competitiveness is an elusive concept that is studied by business theorist and used to give the edge over competitors. Competitiveness is an indicator of the ability to supply goods or services in the location at the time they are sought after by buyers at various prices that are as good as or better than those of other potential suppliers, while at least earning opportunity cost of returns on resources employed. A competitive banking system is a pre-requisite for effective intermediation between savers and investors. Competition in the financial sector sets the tone for financial innovation, financial wealth of banks, financial stability and the extent to which businesses, both large and small are impacted by their services. Due to the important role being played by banks in the financial industry where regulations are very strict, coupled with changes in technological advancement, increased globalization and liberalization, the competitiveness of this delicate sector needs to be accessed.
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