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Banking with Technology
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India's banking sector has made rapid strides in reforming and aligning itself to the new competitive business environment. The Indian banking industry is in the midst of an information technology revolution. Technological infrastructure has become an indispensable part of the reforms process in the banking system, with the gradual development of sophisticated instruments and innovations in market practices. The Reserve Bank of India has taken active interest in developing appropriate technological infrastructure to facilitate market development in areas such as payment and settlement systems, delivery versus payment, and electronic funds transfer. For modernizing the payment and settlement systems in India, a three-pronged approach has been adopted with due emphasis on consolidation, development, and integration. This book contains 19 articles, providing insight into the current and future developments in the Indian banking industry.
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